Rare Disease and Health Insurance Cover
- Understanding Rare Diseases
- complications for people with this.
- Health insurance plans for rare diseases.
Have you seen the recent episodes of Shark Tank India? Then you might have seen the guy with the device that supports people who have Parkinson's disease to WALK. Great innovation, isn't it?
But do you know what is Parkinson's disease? It is a kind of rare disease. However, there are numerous other rare diseases as well that we might or might not know about. This article will give a brief idea about rare diseases and health insurance for rare diseases, let's have a look.
Rare diseases are medical conditions that affect only a small number of people, maybe 1 in a lakh! Thousands of rare diseases have been recognised by doctors and thousands of diseases are not recognised. These diseases can affect any part of the body and occur at any age. Rare diseases can be congenital, or genetic. Some people are born with these diseases, and sometimes, they may develop it with time. For example, Down syndrome can be spotted from birth, while Parkinson's disease usually happens in old age. So, nobody knows when these diseases might happen. Let us have a look at some of its types.
There are over 10,000 rare diseases that exist today. Some of them are:
And much more. There are more than these diseases that can affect a person.
While every rare disease is unique, there are so many common challenges that are faced by people dealing with the disease. Below are some of these issues that we need to have an idea about for greater awareness:
Yes, there are so many health insurance plans that cover the expense of treatment for rare diseases, like:
Rare diseases are not prevalent and can be fatal. And we all know that life is very uncertain. Although 74% of rare diseases are genetic, they can also happen due to environmental structure. The treatment for these diseases can be very costly. So, it is highly beneficial to get a health insurance plan for rare diseases to get high-quality treatment. But, all health insurance does not cover all kinds of rare diseases. You need to check the policy very well to understand whether your disease will be covered or not.
In case of any query, you can call our experts at PolicyX.
Rare diseases can happen to anyone. You need to consume a fibre-rich diet and avoid using tobacco to stay healthy.
It is quite difficult to identify rare diseases. Consult your doctor for tests and other diagnosis methods.
Yes, Down syndrome is a rare disease.
Yes, some insurance plans may have certain limitations like the requirement of pre-authorization or limited coverage.
It depends on policy to policy. You must check the health insurance plan for concise details before buying it.
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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